Mortgage Blog
Getting you the mortgage you deserve
The Ultimate Guide to Investment Property Mortgages
October 24, 2024 | Posted by: Tim Belanger
Investment property mortgages play a crucial role in building wealth through real estate in Canada.If you are looking to purchase your first rental property or add to your real estate portfolio, it is ...
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Self-Employed? How to Secure the Best Mortgage Rates
October 24, 2024 | Posted by: Tim Belanger
Securing a mortgage when you’re self-employed can feel like a challenge, but it’s not impossible. With the right preparation, you can find a mortgage with competitive rates, just like anyo ...
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Navigating Mortgage Pre-Approvals What You Need to Know
October 24, 2024 | Posted by: Tim Belanger
When you’re buying a house, knowing what kind of mortgage you qualify for is crucial. Getting pre-approved for a mortgage helps you understand the loan products available and gives you a clear i ...
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First-Time Homebuyer Tips: A Step-by-Step Guide to Mortgage Approval
October 24, 2024 | Posted by: Tim Belanger
Buying your first home is an exciting milestone, but navigating the technicalities of getting approved for a mortgage can be overwhelming for first-timers. In Canada, securing a mortgage requires grea ...
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Comprehensive Mortgage Solutions Guide for Canadians
October 24, 2024 | Posted by: Tim Belanger
Navigating the mortgage market in Canada can be overwhelming, with endless options and lenders vying for your attention. Whether you're buying a home for the first time, looking to refinance, or explo ...
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High-Ratio vs. Low-Ratio Mortgage: Which is Right for You?
October 24, 2024 | Posted by: Tim Belanger
When it comes to securing a loan in Canada, it's crucial to understand the difference between a high ratio mortgage and a low ratio mortgage. These terms refer to the size of your down payment and how ...
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What is a Closed High Ratio Mortgage?
October 24, 2024 | Posted by: Tim Belanger
Imagine locking in a great mortgage rate while securing your dream home with a smaller down payment—sounds ideal, right? That’s exactly what a closed high ratio mortgage offers. It's like ...
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What is a Fixed High Ratio Mortgage? Know Your Mortgage Options in Canada
October 24, 2024 | Posted by: Tim Belanger
Buying a home is one of the most significant financial decison you’ll ever make, and navigating mortgage loans for investment properties can be overwhelming. If you've got less than a 20% down p ...
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What is a High Ratio Mortgage? A Simple Guide for Canadian Homebuyers
October 24, 2024 | Posted by: Tim Belanger
When you start the procedure to buy a home in Canada, one term you're likely to come across is a high ratio mortgage. But what exactly does it mean, and how does it affect your home buying journey? In ...
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How Much Higher Are Investment Property Mortgage Rates?
October 24, 2024 | Posted by: Tim Belanger
Purchasing an investment property can be a wise way to increase your wealth, but it's not the same as purchasing a primary home because the mortgage rates on investment properties are typically higher ...
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