Mortgage Blog
Getting you the mortgage you deserve
Category: Mortgages (22 posts)
The Ultimate Guide to Investment Property Mortgages
October 24, 2024 | Posted by: Tim Belanger
Investment property mortgages play a crucial role in building wealth through real estate in Canada.If you are looking to purchase your first rental property or add to your real estate portfolio, it is ...
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Self-Employed? How to Secure the Best Mortgage Rates
October 24, 2024 | Posted by: Tim Belanger
Securing a mortgage when you’re self-employed can feel like a challenge, but it’s not impossible. With the right preparation, you can find a mortgage with competitive rates, just like anyo ...
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Navigating Mortgage Pre-Approvals What You Need to Know
October 24, 2024 | Posted by: Tim Belanger
When you’re buying a house, knowing what kind of mortgage you qualify for is crucial. Getting pre-approved for a mortgage helps you understand the loan products available and gives you a clear i ...
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First-Time Homebuyer Tips: A Step-by-Step Guide to Mortgage Approval
October 24, 2024 | Posted by: Tim Belanger
Buying your first home is an exciting milestone, but navigating the technicalities of getting approved for a mortgage can be overwhelming for first-timers. In Canada, securing a mortgage requires grea ...
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Comprehensive Mortgage Solutions Guide for Canadians
October 24, 2024 | Posted by: Tim Belanger
Navigating the mortgage market in Canada can be overwhelming, with endless options and lenders vying for your attention. Whether you're buying a home for the first time, looking to refinance, or explo ...
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High-Ratio vs. Low-Ratio Mortgage: Which is Right for You?
October 24, 2024 | Posted by: Tim Belanger
When it comes to securing a loan in Canada, it's crucial to understand the difference between a high ratio mortgage and a low ratio mortgage. These terms refer to the size of your down payment and how ...
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What is a Closed High Ratio Mortgage?
October 24, 2024 | Posted by: Tim Belanger
Imagine locking in a great mortgage rate while securing your dream home with a smaller down payment—sounds ideal, right? That’s exactly what a closed high ratio mortgage offers. It's like ...
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What is a Fixed High Ratio Mortgage? Know Your Mortgage Options in Canada
October 24, 2024 | Posted by: Tim Belanger
Buying a home is one of the most significant financial decison you’ll ever make, and navigating mortgage loans for investment properties can be overwhelming. If you've got less than a 20% down p ...
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What is a High Ratio Mortgage? A Simple Guide for Canadian Homebuyers
October 24, 2024 | Posted by: Tim Belanger
When you start the procedure to buy a home in Canada, one term you're likely to come across is a high ratio mortgage. But what exactly does it mean, and how does it affect your home buying journey? In ...
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How Much Higher Are Investment Property Mortgage Rates?
October 24, 2024 | Posted by: Tim Belanger
Purchasing an investment property can be a wise way to increase your wealth, but it's not the same as purchasing a primary home because the mortgage rates on investment properties are typically higher ...
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Why Cash Flow is Important For Mortgage Approval
October 24, 2024 | Posted by: Tim Belanger
If you’re looking to purchase an investment property in Canada, securing the right mortgage can be challenging without understanding the importance of cash flow. Knowing the current mortgage rat ...
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How to Qualify for a Mortgage for an Investment Property
October 24, 2024 | Posted by: Tim Belanger
Qualifying for a mortgage to purchase an investment property can be more challenging than securing a loan for a primary residence. Lenders often view these loans as higher risk, which results in stric ...
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How to Buy an Investment Property When You Have a Mortgage
October 24, 2024 | Posted by: Tim Belanger
Can you buy an investment property if you're already paying your mortgage on a home in Canada? And if so, how does it work? The short answer is yes. You can buy an investment property without selling ...
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What is the Interest Rate for Investment Property Mortgage
October 24, 2024 | Posted by: Tim Belanger
Knowing the interest rate on a Canadian investment property mortgage is crucial if considering a purchase. Belanger Mortgages ensures clients get the best investment property mortgage rates with exper ...
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How Much Mortgage Can I Afford for Investment Property in Canada?
October 24, 2024 | Posted by: Tim Belanger
Investing in real estate can be a profitable venture for some, especially if the right strategy is involved. However, one of the most common questions that real estate investors ask themselves before ...
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What Type of Mortgage is Best for an Investment Property in Canada?
October 24, 2024 | Posted by: Tim Belanger
Choosing the correct loan for your investment property is essential to succeed in property investment and build wealth. If you're new to investing or experienced, you should know what type of mortgage ...
read moreSecure The Best Mortgage Life Insurance in Canada
September 12, 2024 | Posted by: Tim Belanger
When planning for your family’s financial security, securing the best mortgage life insurance canada is a critical step. At Belanger Mortgages, we’re dedicated to helping you find the righ ...
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Mortgage Insurance for First-Time Home Buyers
September 12, 2024 | Posted by: Tim Belanger
Buying your first home is an exciting milestone, but it often comes with its own set of challenges, including securing mortgage insurance for first time home buyers. Understanding how this insurance w ...
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An Easy Guide to Obtaining Mortgage Loans for Investment Properties
September 12, 2024 | Posted by: Tim Belanger
Investing in real estate is a time-tested strategy for building wealth, and understanding mortgage loans for investment properties is crucial for making the most of this opportunity. Whether you're an ...
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Expert Insights: How Mortgage Agents Can Simplify Your Home-Buying Journey
August 26, 2024 | Posted by: Tim Belanger
// Buying a home is one of the most significant financial decisions you’ll ever make, and navigating the mortgage landscape can be daunting. This is where the expertise of mortgage agents co ...
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Should You Spend the Full Mortgage Amount You're Approved For?
December 10, 2018 | Posted by: Tim Belanger
Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...
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Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!
December 3, 2018 | Posted by: Tim Belanger
Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...
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